* MUFG H1 net profit down 18 pct to 490.5 bln yen * Mizuho H1 net profit falls 7 pct to 358.2 bln yen * SMFG H1 net profit drops 7.5 pct to 359.2 bln yen * Negative interest rates hurt banks’ bottom lines By Taiga Uranaka TOKYO, Nov 14 Japan’s top banks …
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